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Car broken down on the road in a snow storm

Are you prepared for a winter car emergency?

Posted by Citizens Bank Insurance Services

Although most of us are hoping for a mild winter, it’s always good to be prepared for cold weather risks on the road. Impacting factors to your travel could be:

  • Precipitation -- Snow, sleet, or rain-snow mix can impair your visibility while you drive. Clear all windows before driving. Snow left on windows can cause blind spots. Be sure to also clear off headlights and taillights.
  • Snow accumulation -- It can pile up and cause slippery road conditions, or cover the lines blocking where to drive safely on the road. 
  • Ice formations -- Ice and black ice can form on the road when temperatures fall below 32 degrees Fahrenheit. 

Hopefully you have your car ready for winter by the time the first flakes fly. Please check over the following quick list just to be sure:

  • Check tire pressure, as tires will lose air in colder temps. If your vehicle doesn’t alert you of low tire pressure, be sure to check on a regular basis. 
  • Check your windshield washer fluid every time you get gas. Consider a winter formula to help with ice buildup.
  • Have an emergency kit with water, non-perishable snacks, a blanket, flashlight, jumper cables, and other items in case you need help. It may be a wait before someone can arrive to assist you. 
  • Have your vehicle serviced to check that the wipers, battery, engine, and belts can make it through the winter.
  • Keep your gas tank at least 50% full.
  • Check tire tread depth for enough traction for winter road conditions. If you live in an area with heavy snowfall conditions, perhaps consider snow tires for your vehicle. 
  • Make sure your cell phone is charged. On the chance that there isn’t help readily available, or you are in a location that is difficult to find, your cell phone could be a lifesaver. 
  • Do not use cruise control if slippery road conditions exist.
  • Look into roadside assistance. This can prove helpful in case you would need a tow or jump start due to cold weather. Some policies will include fuel delivery, electric vehicle charging, towing, tire service, help with engine, and more. 

If you’re wondering about roadside assistance or have questions about your existing insurance policy just give us a call!

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Our experienced insurance team is ready for your call to book an appointment today. Call or message us through our contact page to find out how we can help your family or business. 
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