Most people see their doctor every year for a check-up to make sure everything is okay. Your insurance coverage should be treated the same way.
Regular check-ups can help find areas where you may be underinsured or overinsured. Have you bought something new that needs to be covered? Maybe you sold an item that can now be removed from your policy. Perhaps you updated a roof or added a new member to your family. Sometimes it may be something as simple as a change to realize you should be checking your insurance policies. There is only one way to find out if your coverage is where it should be: a check-up with an agent who will take time to learn about your current insurance needs.